Fiducia TogetherSupplier terms and negotiation
What you pay and when. Negotiable more often than people try.
Please note: This page explains what a term means. It is general information, not legal, financial, tax or investment advice, and it does not know anything about your business. Before you sign, file or commit to anything, check it with an accountant, a solicitor, or the official guidance we link to.
What it means
Supplier terms cover price, payment period, delivery, minimum orders, returns and liability.
Why it matters
Payment terms with suppliers are the other half of the working capital cycle, and small improvements compound.
What it looks like in practice
Ask for better terms at renewal and when volume grows. Settlement discounts for early payment can be worth taking or offering depending on which side of the cash you are.\n\nGet the terms in writing rather than relying on an ongoing course of dealing.
What to watch out for
Squeezing a small supplier who depends on you. It is short-term cash and long-term risk — their failure becomes your supply problem.
Where to get proper advice
Your own spend analysis by supplier, which most businesses have never run.
Where to read more
Last reviewed 2026-08-28 by Fiducia Together · Next review due 2027-08-28
Please note: This page explains what a term means. It is general information, not legal, financial, tax or investment advice, and it does not know anything about your business. Before you sign, file or commit to anything, check it with an accountant, a solicitor, or the official guidance we link to.